Glossary
Payment link
A payment link is a URL that opens a hosted checkout prepared for one payment: the amount, currency, description and often the payer's details are set when the link is created, by hand or through the API, and the payer pays through any method the checkout offers. It needs no integration on the merchant's side, which is why it serves invoices, social media sales, bookings and services agreed by phone or chat.
Forms of a link
A single-use link for one invoice; a reusable link for a fixed product or donation; an open-amount link where the payer types the sum; a link rendered as a QR code for print, a screen or a counter. Each carries an expiry and ends in the same payment record as an API-created payment.
What to watch
A link forwarded to the wrong person is still a valid checkout, so links should expire and single-use ones should close after payment; the descriptor and the merchant’s name on the page must match what the payer expects, or the payment becomes a dispute; and links in messages are a phishing pattern, so the brand on the page and the domain must be the merchant’s or the PSP’s own.
On the platform
Tranzify’s hosted checkout is what a payment link opens: a payment created through the API under the network’s domain has a URL the merchant can send to the payer, with an expiry and the same statuses, webhooks and journal as any other payment.
Updated: 2026-11-08