Risk level: High risk

Payment orchestration for forex and CFD brokers

A trader who cannot fund the account in a minute trades elsewhere, and a withdrawal that takes days becomes a complaint to the regulator. Orchestration gives the broker's PSP Open Banking in the UK and EU, SEPA Instant, Faster Payments, Havale in Türkiye, SPEI in Mexico and USDT, cascades a failed deposit across providers, routes withdrawals back over the rail the deposit came from, applies limits and a rolling reserve, and journals every movement for the regulator.

What goes wrong without orchestration

A deposit by bank transfer fails at the one provider during the market open, and the trader funds the account at a competitor.
Withdrawals run through a different provider than deposits, so returning funds to the source is a manual check every time.
The regulator asks which account funded a trade and when, and the answer is assembled from provider exports.

What orchestration changes

Routing of each deposit by country, currency and amount; cascading of a failed deposit to the next provider of the same rail; withdrawals back over the deposit’s rail, with a status per payout; limits per account and per day, and a rolling reserve where the provider requires one; every deposit, withdrawal, callback and retry journaled for five years with a trace. The broker’s PSP enables the methods from the catalogue; the licensed provider settles the funds; the acquirers and providers decide which verticals they take.

Methods by market

United Kingdom: Open Banking (UK) and Faster Payments (UK), deposits and withdrawals in seconds.
EU: Open Banking (EU, PIS) for deposits, SEPA Instant both directions.
Türkiye: Havale / EFT, instant, both directions.
Mexico: SPEI, instant, both directions.
On-chain: USDT (Tether) for deposits and payouts.

Typical methods

OP Open Banking (UK) Open Banking · 1 countries Available OP Open Banking (EU, PIS) Open Banking · 6 countries Available SE SEPA Instant Bank transfers & instant payments · 6 countries Available FA Faster Payments (UK) Bank transfers & instant payments · 1 countries Available HA Havale / EFT (Turkey) Bank transfers & instant payments · 1 countries Available SP SPEI Bank transfers & instant payments · 1 countries Available US USDT (Tether) Crypto · 7 countries Available

Frequently asked questions

Why do brokers rely on bank rails?+

Card acquirers restrict brokers and set reserves; Open Banking, SEPA Instant, Faster Payments, Havale and SPEI settle in seconds and carry no chargebacks. Which methods a broker gets is decided by the licensed providers.

Who holds the licence?+

The broker holds its own authorisation; the payments run under its PSP or the providers it contracts. Tranzify supplies the software; it does not onboard merchants, hold funds or perform KYC.

Do withdrawals have to go back to the source?+

Brokers usually require it; the journal keeps the deposit’s rail and account, and the payout is routed back over it where the method pays out.

See the platform on your own flows

Thirty minutes with an engineer, not a sales deck: your providers, your routing rules, your merchants' checkout.

✓ Not a financial institution
✓ Money never passes through us
✓ Built to PCI DSS requirements