Mollie + Tranzify

What the integration covers

Mollie in the Tranzify catalogue covers iDEAL and card payments with Visa and Mastercard. With iDEAL the payer picks their bank on the payment page and confirms the transfer in the banking app; the money arrives in seconds, with no chargeback. The countries are the Netherlands and Germany; the settlement currency is EUR. The operations are pay-ins, recurring payments and refunds: a card stored with Mollie is charged again by its token, and a refund, full or partial, returns to the original payment, for iDEAL to the payer’s bank account. Payouts are not part of this integration.

How a client enables it

A Tranzify client, a licensed PSP, acquirer or fintech, opens an account with Mollie under its own licence and contract; Mollie settles the funds to the client. The client enters the Mollie credentials in the terminal settings in the Tranzify back office, adds the terminal to its routing rules and cascades it with other providers of the same methods, Adyen or Volt for iDEAL and the other card acquirers for Visa and Mastercard, so that a declined payment is retried elsewhere. Tranzify routes every payment, verifies Mollie’s callbacks before a status changes, journals every attempt and result and calls the merchant’s webhook. The integration is enabled on the client’s request and is built and tested against Mollie’s sandbox before the terminal goes live.