Provider type: apm · On request
Openpay + Tranzify
Openpay is a licensed Mexican payment provider: in the Tranzify catalogue it covers SPEI bank transfers and OXXO Pay cash payments, with settlement in MXN, and sends SPEI payouts to Mexican bank accounts. Through Tranzify a client enables Openpay under its own contract, adds it to its routing rules and cascades it with Conekta, dLocal or EBANX; the integration is the platform's, not the client's.
- Countries
- Mexico
- Currencies
- MXN
- Supported operations
- deposit · payout · refund
- Website
- https://www.openpay.mx
What the integration covers
Openpay in the Tranzify catalogue covers SPEI, a bank transfer to the CLABE account shown on the payment page, confirmed within minutes, and OXXO Pay, a reference paid in cash at an OXXO store and confirmed by the next day. Neither method has chargebacks. The country is Mexico; the settlement currency is MXN. The operations are pay-ins, payouts and refunds: a payout goes to the recipient’s CLABE account over SPEI, and a SPEI refund returns to the payer’s bank account; OXXO Pay is pay-in only. Recurring payments are not part of this integration.
How a client enables it
A Tranzify client, a licensed PSP, acquirer or fintech, opens an account with Openpay under its own licence and contract; Openpay settles the funds to the client. The client enters the Openpay credentials in the terminal settings in the Tranzify back office, adds the terminal to its routing rules and cascades it with other providers of the same methods, Conekta, dLocal or EBANX, so that a declined payment or a failed payout is retried elsewhere. Tranzify routes every payment, verifies the Openpay callbacks before a status changes, journals every attempt and result and calls the merchant’s webhook. The integration is enabled on the client’s request and is built and tested against the Openpay sandbox before the terminal goes live.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Frequently asked questions
Which countries and currencies does Openpay cover?+
What does the client need?+
How is the integration enabled?+
See the platform on your own flows
Thirty minutes with an engineer, not a sales deck: your providers, your routing rules, your merchants' checkout.
- ✓ Not a financial institution
- ✓ Money never passes through us
- ✓ Built to PCI DSS requirements