Paystack + Tranzify

What the integration covers

Paystack is listed in the catalogue as an alternative payment methods (APM) provider with four methods, M-Pesa in Kenya, MTN MoMo in Nigeria and Ghana, and Visa and Mastercard cards, with settlement in KES, NGN and GHS. The operations are pay-in, payout and refund: a payer confirms a mobile money payment on the phone or enters a card, Paystack confirms the result, payouts go out in the local currency, and a refund goes back the same way. Recurring charges are not part of this integration. The status is on request: the integration is built when a client asks for it, tested against the Paystack sandbox and handed over with the client’s own credentials.

How a client enables it

The platform runs under the licensed client’s registration; Paystack, a licensed local provider, performs the intermediation and settles the funds to the client, never to Tranzify. The client opens its account with Paystack under its own contract and enters the credentials in the terminal settings in the Tranzify back office. Routing rules decide which African payments go to Paystack, by country, method, amount or weight, and cascade them with the other M-Pesa and MTN MoMo providers of the catalogue, such as Flutterwave. Tranzify verifies every Paystack callback before it changes a payment’s status, journals every payment, callback and retry, and calls the client’s webhook with the result.