Provider type: wallet · On request

Paytm + Tranzify

Paytm is an Indian wallet and payment provider: a payer pays from the Paytm wallet balance or with UPI, and Paytm confirms the payment within seconds. A Tranzify client enables Paytm from the catalogue under its own contract and gets UPI and wallet pay-ins and refunds in INR with routing, cascading and a five-year journal.

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Methods: UPI Paytm
Countries: India
Currencies: INR
Supported operations: deposit · refund
Website: https://paytm.com

What the integration covers

Paytm is listed in the catalogue as a wallet with two methods, UPI and the Paytm wallet, in one country, India, with settlement in INR. The operations are pay-in and refund: the payer either confirms a UPI payment with a PIN or pays from the Paytm wallet balance, Paytm confirms the result within seconds, and a refund returns the money the same way. Payouts and recurring charges are not part of this integration. The status is on request: the integration is built when a client asks for it, tested against the Paytm sandbox and handed over with the client’s own credentials.

How a client enables it

The client, a licensed PSP or fintech, opens an account with Paytm under its own contract; Paytm settles the funds to the client, never to Tranzify. The credentials go into the terminal settings in the Tranzify back office, and routing rules decide which payments go to Paytm, by method, amount, merchant or weight, and cascade the UPI traffic with the other UPI providers of the catalogue, such as Razorpay, PhonePe and SurfGate. Tranzify verifies every Paytm callback before it changes a payment’s status, journals every payment, callback and retry, and calls the client’s webhook with the result.

How to connect

1Onboard with Tranzify and get your network, keys and back office.
2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
4Go live. Every payment, callback and retry is in the journal for five years.

Frequently asked questions

Which countries and currencies does Paytm cover?+

India, with settlement in INR; the integration carries UPI and Paytm wallet pay-ins and refunds.

What does the client need?+

An account with Paytm under its own licence and contract; the credentials go into the terminal settings in the Tranzify back office.

How is the integration enabled?+

On a client’s request: the Tranzify team builds and tests it with the Paytm sandbox, and the client then switches it on in its routing rules with its own credentials.

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✓ Not a financial institution
✓ Money never passes through us
✓ Built to PCI DSS requirements