Provider type: acquirer · On request
Razorpay + Tranzify
Razorpay is a licensed Indian acquirer based in Bengaluru: it covers UPI, the instant payment system most Indian online purchases are paid with, IMPS / NEFT bank transfers, the Paytm wallet, and Visa and Mastercard, with settlement in INR. Through Tranzify a client enables Razorpay under its own contract, adds it to its routing rules and cascades it with PhonePe, Paytm or SurfGate; the integration is the platform's, not the client's.
- Countries
- India
- Currencies
- INR
- Supported operations
- deposit · payout · recurring · refund
- Website
- https://razorpay.com
What the integration covers
Razorpay in the Tranzify catalogue covers UPI, where the payer confirms a request in their UPI app and the money arrives in seconds, IMPS / NEFT bank transfers, the Paytm wallet, and card payments with Visa and Mastercard. The country is India; the settlement currency is INR. The operations are pay-ins, payouts, recurring payments and refunds: a payout goes to a UPI ID or a bank account over IMPS / NEFT, a UPI mandate or a card stored with Razorpay is charged again without the payer’s details, and a refund returns to the original payment.
How a client enables it
A Tranzify client, a licensed PSP, acquirer or fintech, opens an account with Razorpay under its own licence and contract; Razorpay settles the funds to the client. The client enters the Razorpay credentials in the terminal settings in the Tranzify back office, adds the terminal to its routing rules and cascades it with other providers of the same methods, PhonePe, Paytm or SurfGate for UPI and SurfGate for IMPS / NEFT, so that a declined payment is retried elsewhere. Tranzify routes every payment, verifies the Razorpay callbacks before a status changes, journals every attempt and result and calls the merchant’s webhook. The integration is enabled on the client’s request and is built and tested against the Razorpay sandbox before the terminal goes live.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Frequently asked questions
Which countries and currencies does Razorpay cover?+
What does the client need?+
How is the integration enabled?+
See the platform on your own flows
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- ✓ Not a financial institution
- ✓ Money never passes through us
- ✓ Built to PCI DSS requirements