Provider type: acquirer · Available
SmartFlow + Tranzify
SmartFlow is a acquirer integrated into the Tranzify platform: Visa and Mastercard, Apple Pay and Google Pay, and BLIK in Poland, with settlement in PLN, TRY, EUR and GBP. A client enables SmartFlow under its own SmartFlow contract, adds it to its routing rules and cascades it with the other card acquirers of the catalogue; the integration is live and belongs to the platform, not the client.
- Countries
- GermanyUnited KingdomPolandTürkiye
- Currencies
- PLN, TRY, EUR, GBP
- Supported operations
- deposit · payout · recurring · refund
What the integration covers
SmartFlow in the Tranzify catalogue covers card payments with Visa and Mastercard, the wallets Apple Pay and Google Pay, and BLIK in Poland. The countries are Poland, Türkiye, the United Kingdom and Germany; the settlement currencies are PLN, TRY, EUR and GBP. The operations are pay-ins, payouts, recurring payments and refunds: a card stored with SmartFlow is charged again by its token without the card details, payouts go out through the same account, and a refund, full or partial, returns to the original payment.
How a client enables it
A Tranzify client, a licensed PSP, acquirer or fintech, opens an account with SmartFlow under its own licence and contract; SmartFlow settles the funds to the client. The client enters the SmartFlow credentials in the terminal settings in the Tranzify back office, adds the terminal to its routing rules and cascades it with other providers of the same methods, Adyen, Stripe or Checkout.com for cards and Przelewy24 for BLIK, so that a declined payment is retried elsewhere. Tranzify routes every payment, verifies SmartFlow’s callbacks before a status changes, journals every attempt and result and calls the merchant’s webhook. The integration is live: the client enables it in the back office without a new integration, and the first payments go through the SmartFlow test environment before the terminal is switched to live credentials.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Frequently asked questions
Which countries and currencies does SmartFlow cover?+
What does the client need?+
Is the integration live?+
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