Stripe + Tranzify

What the integration covers

Stripe in the Tranzify catalogue covers card payments with Visa and Mastercard and the wallets Apple Pay and Google Pay. The countries are the United Kingdom, Germany, France, Spain, Italy, the United States, Canada and the United Arab Emirates; the settlement currencies are EUR, GBP, USD and AED. The operations are pay-ins, recurring payments and refunds: a card stored with Stripe is charged again by its token without the card details, and a refund, full or partial, returns to the original payment. Payouts are not part of this integration; a client that needs them routes them to another provider in the catalogue.

How a client enables it

A Tranzify client, a licensed PSP, acquirer or fintech, opens an account with Stripe under its own licence and contract; Stripe settles the funds to the client. The client enters the Stripe credentials in the terminal settings in the Tranzify back office, adds the terminal to its routing rules and cascades it with other providers of the same methods, Adyen, Checkout.com or Nuvei, so that a declined payment is retried elsewhere. Tranzify routes every payment, verifies Stripe’s callbacks before a status changes, journals every attempt and result and calls the merchant’s webhook. The integration is enabled on the client’s request and is built and tested against Stripe’s sandbox before the terminal goes live.