Provider type: open-banking · On request
Yapily + Tranzify
Yapily is a licensed Open Banking provider in the United Kingdom and the EU: it initiates account-to-account payments from the payer's bank through an API, with no consumer app of its own. Through Tranzify a client enables Yapily under its own contract, adds it to its routing rules and cascades it with TrueLayer, Volt or Token.io; the integration is the platform's, not the client's.
- Currencies
- GBP, EUR
- Supported operations
- deposit
- Website
- https://www.yapily.com
What the integration covers
Yapily in the Tranzify catalogue covers Open Banking (UK) and Open Banking (EU, PIS). The payer picks their bank on the payment page, confirms the transfer in the banking app, and the money moves from account to account with no card and no chargeback. The countries are the United Kingdom, Germany, France, Spain, Italy and the Netherlands; the settlement currencies are GBP and EUR. The operation is pay-ins only: payouts, refunds and recurring payments are not part of this integration, and a client that needs payouts or refunds over the same rails routes them to TrueLayer or Volt.
How a client enables it
A Tranzify client, a licensed PSP, acquirer or fintech, opens an account with Yapily under its own licence and contract; the funds arrive on the account the client nominates with Yapily. The client enters the Yapily credentials in the terminal settings in the Tranzify back office, adds the terminal to its routing rules and cascades it with other providers of the same methods, TrueLayer, Volt or Token.io, so that a payment the payer’s bank declines is retried elsewhere. Tranzify routes every payment, verifies Yapily’s callbacks before a status changes, journals every attempt and result and calls the merchant’s webhook. The integration is enabled on the client’s request and is built and tested against Yapily’s sandbox before the terminal goes live.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Frequently asked questions
Which countries and currencies does Yapily cover?+
What does the client need?+
How is the integration enabled?+
See the platform on your own flows
Thirty minutes with an engineer, not a sales deck: your providers, your routing rules, your merchants' checkout.
- ✓ Not a financial institution
- ✓ Money never passes through us
- ✓ Built to PCI DSS requirements