Glossary
Stablecoin
A stablecoin is a token on a public blockchain designed to keep the value of a fiat currency, most often the US dollar: USDT and USDC are the largest, backed by reserves of cash and short-term government debt held by their issuers. They move on networks such as Ethereum, Tron and Solana in minutes for cents, around the clock, which makes them useful for cross-border settlement, payouts to contractors and payers in countries with weak banking, and for merchants who want to be paid in a dollar-like asset.
In payments
A payer sends the stablecoin to an address generated for the payment; the provider watches the chain, confirms after enough blocks and either delivers the asset to the merchant’s wallet or converts it to fiat and settles the fiat. Payouts work in reverse: the business funds the provider and the recipient receives the token at their address. Fees are the network fee and the provider’s margin; there is no chargeback, and a wrong address is final.
Regulation
The EU’s MiCA regulates issuers and service providers of e-money tokens; the US and the UK have their own regimes in progress; many countries require crypto asset service providers to be registered or licensed and to screen addresses and customers. The payment business works with such a provider rather than touching the asset itself, unless it holds the licence.
On the platform
Tranzify lists licensed crypto providers in the catalogue with the assets and networks they support; the hosted checkout shows the address or QR code and the amount, the status model follows the chain confirmations through the provider, and payouts in stablecoins go through the client’s provider account.
Updated: 2026-11-08