Crypto · Available
USDC
USDC is the US-dollar stablecoin issued by Circle since 2018, backed by cash and short-dated US Treasuries with monthly attestations and issued under the EU's MiCA regime since 2024: the checkout shows a deposit address on the chosen network, the payer sends the amount, and the provider confirms once the transfer is final on-chain. No chargebacks; the licensed crypto provider converts and settles the funds, and Tranzify never holds crypto or fiat.
Key facts
- Currencies
- USDC
- Operations
- Pay-in · Payout
- Settlement
- on-chain
- Chargebacks
- not possible
How a payment goes through
- 1The checkout shows a deposit address and the exact amount in the asset
- 2The payer sends from any wallet or exchange
- 3The provider waits for the confirmations the network needs
- 4Webhook to the merchant; settlement in the asset or in fiat by the licensed provider
How a payment goes through
- The checkout shows the amount in USDC, the network and a deposit address with a QR code.
- The payer sends the transfer from a wallet or an exchange account.
- The provider confirms after the confirmations it requires: seconds on Solana, a few minutes on Ethereum.
- Tranzify writes the result and calls the merchant’s webhook.
USDC against USDT and cards
| USDC | USDT | Cards | |
|---|---|---|---|
| Issuer | Circle, since 2018 | Tether, since 2014 | Visa, Mastercard |
| Reserves | cash and US Treasuries, monthly attestations | Tether’s published reports | n/a |
| Networks | Ethereum, Solana and others | Tron, Ethereum | n/a |
| Settlement | on-chain, minutes | on-chain, minutes | T+1 and later |
| Chargebacks | none | none | scheme rules |
The catalogue lists USDC for the United Kingdom, Germany, the United Arab Emirates, Brazil, Mexico and the United States; the method is live.
Payouts and refunds
Payouts: yes, to the recipient’s address on a supported network, through NOWPayments and Cryptomus; Coinbase Commerce covers pay-ins. Refunds: no, there is no refund on-chain; a return is a separate payout by the client. Recurring: no.
Who uses it
Crypto exchanges and on/off-ramp, forex and CFD brokers, fintech and neobanks, digital goods and gaming: dollar settlement between regulated counterparties and payouts to users who prefer a regulated issuer.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
Industries
Terms
Frequently asked questions
Why USDC rather than USDT?+
Which networks are supported?+
Who converts the crypto?+
Related methods
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