Risk level: Low risk

Payment orchestration for education

Education collects tuition from families and students in markets where many payers have no card: a parent in Brazil pays a Boleto, a student in Mexico pays cash at OXXO, a family in India pays by UPI. Orchestration gives the school's PSP those methods next to cards, recurring charges for monthly tuition, routing of each payment to the provider that completes it, and a journal per student for the bursar.

What goes wrong without orchestration

A course in Brazil or Mexico offers cards only, and the families who pay by Boleto or at OXXO never enrol.
Monthly tuition is charged by hand from a spreadsheet, and a declined card is noticed when the student is already blocked.
The bursar reconciles card statements, cash vouchers and bank transfers from three systems to find one family’s balance.

What orchestration changes

Cards with recurring charges by token for monthly tuition; UPI with a mandate in India; Boleto and OXXO Pay as vouchers paid in cash or from a bank app, confirmed by the provider when the money arrives; routing of each payment to the provider that completes it and cascading of a declined card; limits per terminal; every payment, instalment and refund journaled for five years and traceable to the student. The school’s PSP enables the methods from the catalogue; the licensed provider settles the funds.

Methods by market

Brazil: Boleto Bancário, paid in cash or from a bank app, confirmed the next business day.
Mexico: OXXO Pay, paid in cash at an OXXO store, confirmed the next day.
India: UPI, instant, with mandates for monthly fees.
Everywhere: Visa and Mastercard, with recurring charges by token.

Typical methods

VI Visa Cards · 22 countries Available MA Mastercard Cards · 22 countries Available UP UPI Bank transfers & instant payments · 1 countries Available BO Boleto Bancário Cash & vouchers · 1 countries Available OX OXXO Pay Cash & vouchers · 1 countries Available

Frequently asked questions

Which methods reach payers without a card?+

Boleto Bancário in Brazil and OXXO Pay in Mexico are paid in cash or from a bank app; UPI in India goes straight from a bank account. All of them are in the catalogue.

Who holds the licence?+

The school’s or platform’s PSP or acquirer, Tranzify’s client. Tranzify supplies the software; it does not onboard merchants, hold funds or perform KYC.

Can tuition be charged monthly?+

Yes, by a stored card token or a UPI mandate; Boleto and OXXO are one-off and are issued per instalment.

See the platform on your own flows

Thirty minutes with an engineer, not a sales deck: your providers, your routing rules, your merchants' checkout.

✓ Not a financial institution
✓ Money never passes through us
✓ Built to PCI DSS requirements