Cash & vouchers · Available
Boleto Bancário
Boleto Bancário is Brazil's bank slip, a voucher with a barcode and a numeric line that the payer settles in internet banking, at a bank branch, an ATM or a lottery outlet before its due date. The bank reports the payment the next business day, there are no chargebacks, and the payer needs neither a card nor an account at a particular bank.
Key facts
- Countries
- Brazil
- Currencies
- BRL
- Operations
- Pay-in
- Settlement
- T+1
- Chargebacks
- not possible
- share of e-commerce payments · Brazil
- 10 % (Banco Central do Brasil, 2025)
How a payment goes through
- 1The checkout issues a voucher or slip with a code
- 2The payer pays it at a bank, shop, kiosk or in an app
- 3The provider confirms the payment, usually within a business day
- 4Webhook to the merchant; expired vouchers are cancelled
How a payment goes through
- The checkout issues a boleto with the amount, the due date, the barcode and the numeric line.
- The payer pays it in a banking app, at a bank branch, an ATM or a lottery outlet.
- The paying bank reports the payment through the clearing system; the provider confirms, usually the next business day.
- Tranzify writes the result and calls the merchant’s webhook.
Boleto against PIX in Brazil
Boleto is the older of the two: a bank slip regulated by the Central Bank of Brazil and the banking federation FEBRABAN. Since the centralised registration platform rolled out in 2017 and 2018, every boleto is registered with its payer’s tax number and can be paid at any bank. It still holds about 10 % of online payments (Banco Central do Brasil, 2025), largely from payers who pay in cash or at their own bank. The method is live in the catalogue.
| Boleto Bancário | PIX | |
|---|---|---|
| Confirmation | next business day | seconds |
| Where to pay | banking app, branch, ATM, lottery outlet, in cash | banking app |
| Chargebacks | none | none |
| Unpaid orders | expire on the due date | expire with the code |
| Payouts and refunds | not in the flow | yes |
Who uses it
E-commerce and retail, education, SaaS and subscriptions, travel and mobility: invoices, tuition and bookings with a few days to pay, and buyers without a card.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
Industries
Terms
Frequently asked questions
How fast is a boleto confirmed?+
What if the payer never pays?+
Are refunds possible?+
Related methods
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