Tranzify

Wallets · Asia-Pacific · Available

MoMo (Vietnam) in Vietnam

MoMo (Vietnam) accounts for 35 % of e-commerce payments in Vietnam (Decision Lab / MoMo, 2025). Payments are made in VND; the method supports pay-in; settlement: instant; chargebacks: not possible. The payments regulator in Vietnam is State Bank of Vietnam (SBV). Providers for MoMo (Vietnam) in Vietnam in the Tranzify catalogue: 1DPay, CoPay, VNPAY.

Key facts

share of e-commerce payments · Vietnam
35 % (Decision Lab / MoMo, 2025)
Currency
VND (Vietnamese đồng)
Operations
Pay-in
Settlement
instant
Chargebacks
not possible
Payments regulator
State Bank of Vietnam (SBV)

Providers for MoMo (Vietnam) in Vietnam

ProviderProvider typeSupported operationsStatus at Tranzify
1DPayLocal methods providerPay-in, PayoutAvailable
CoPayLocal methods providerPay-in, PayoutAvailable
VNPAYLocal methods providerPay-inOn request

How a payment goes through

  1. 1The checkout opens the wallet app or shows its button
  2. 2The payer confirms in the app with a PIN or biometrics
  3. 3The wallet confirms the payment to the provider within seconds
  4. 4Webhook to the merchant; a refund goes back the same way

Other payment methods in Vietnam

TypePayment methodsshare of e-commerce payments
WalletsZaloPay—
QR paymentsVNPAY QR—
CardsVisa—
CardsMastercard—
WalletsApple Pay—
WalletsGoogle Pay—
WalletsPayPal—

Frequently asked questions

Which providers offer MoMo (Vietnam) in Vietnam?+
In the Tranzify catalogue MoMo (Vietnam) in Vietnam is offered by 1DPay, CoPay, VNPAY. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is MoMo (Vietnam) used in Vietnam?+
According to Decision Lab / MoMo, 2025, MoMo (Vietnam) has a share of 35 % of e-commerce payments in Vietnam.
Which operations does MoMo (Vietnam) support in Vietnam?+
MoMo (Vietnam) supports pay-in. Settlement is instant and chargebacks are not possible; the amounts are in VND.
Who holds the licence for MoMo (Vietnam) in Vietnam?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in Vietnam is State Bank of Vietnam (SBV).

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