Cash & vouchers · On request
Pago Fácil
Pago Fácil is Argentina's other big cash collection network, owned by Western Union since 2006, with thousands of outlets across the country: the checkout issues a payment code with the amount and an expiry date, the payer pays it in cash at any Pago Fácil outlet, and the provider confirms once the network reports the payment, within hours. There are no chargebacks, and the payer needs neither a card nor a bank account.
Key facts
- Countries
- Argentina
- Currencies
- ARS
- Operations
- Pay-in
- Settlement
- T+1
- Chargebacks
- not possible
How a payment goes through
- 1The checkout issues a voucher or slip with a code
- 2The payer pays it at a bank, shop, kiosk or in an app
- 3The provider confirms the payment, usually within a business day
- 4Webhook to the merchant; expired vouchers are cancelled
How a payment goes through
- The checkout issues a Pago Fácil payment code with the amount, the reference and the expiry date.
- The payer takes the code to any Pago Fácil outlet and pays in cash at the counter.
- The network reports the payment and the provider confirms, within hours.
- Tranzify writes the result and calls the merchant’s webhook.
Pago Fácil against cards in Argentina
Pago Fácil has taken cash for utility bills for more than two decades and, with Rapipago, covers the whole country; for an online shop it is the way to the payers who hold no card or do not use one on the internet.
| Pago Fácil | Cards | |
|---|---|---|
| What the payer needs | cash and the code | a card enabled for online purchases |
| Confirmation | within hours of payment | at once |
| Chargebacks | none | scheme rules |
| Refunds and payouts | not in the flow | scheme refunds, push to card |
| Recurring | no | yes, with tokens |
The method is in the catalogue on request.
Who uses it
E-commerce for orders with a few days to pay, digital goods and iGaming for deposits in cash, travel for bookings paid at an outlet. A client (a payment company) enables dLocal or EBANX for Pago Fácil under its own contract; the integration is enabled on request.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
On request — Request this integration
Industries
Terms
Frequently asked questions
How is Pago Fácil different from Rapipago?+
How fast is the payment confirmed?+
Are refunds possible?+
Related methods
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- ✓ Not a financial institution
- ✓ Money never passes through us
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