Bank transfers & instant payments · Latin America · Available
PIX in Brazil
PIX accounts for 42 % of e-commerce payments in Brazil (Banco Central do Brasil, 2025). Payments are made in BRL; the method supports pay-in, payout, refund; settlement: instant; chargebacks: not possible. The payments regulator in Brazil is Banco Central do Brasil (BCB). Providers for PIX in Brazil in the Tranzify catalogue: dLocal, EBANX, PagSeguro.
Key facts
- share of e-commerce payments · Brazil
- 42 % (Banco Central do Brasil, 2025)
- Currency
- BRL (Brazilian real)
- Operations
- Pay-in · Payout · Refund
- Settlement
- instant
- Chargebacks
- not possible
- Payments regulator
- Banco Central do Brasil (BCB)
Providers for PIX in Brazil
How a payment goes through
- 1The checkout shows the account details, the amount and a reference
- 2The payer sends the transfer from their banking app
- 3The provider matches the incoming transfer by reference and amount
- 4Webhook to the merchant; unmatched transfers are refunded
Other payment methods in Brazil
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Cash & vouchers | Boleto Bancário | 10 % |
| Cards | Visa | — |
| Cards | Mastercard | — |
| Wallets | Mercado Pago | — |
| Crypto | USDT (Tether) | — |
| Wallets | Apple Pay | — |
| Wallets | Google Pay | — |
| Wallets | PayPal | — |
Frequently asked questions
Which providers offer PIX in Brazil?+
In the Tranzify catalogue PIX in Brazil is offered by dLocal, EBANX, PagSeguro. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is PIX used in Brazil?+
According to Banco Central do Brasil, 2025, PIX has a share of 42 % of e-commerce payments in Brazil.
Which operations does PIX support in Brazil?+
PIX supports pay-in, payout, refund. Settlement is instant and chargebacks are not possible; the amounts are in BRL.
Who holds the licence for PIX in Brazil?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in Brazil is Banco Central do Brasil (BCB).
Articles about Brazil
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