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Latin America · Available

Payment methods in Brazil

Brazil is the clearest case for local methods: PIX, the Central Bank's instant system, is the most used way to pay online, Boleto serves payers without cards, and domestic cards with instalments still matter for larger purchases. A checkout without PIX loses most of the market; Tranzify's clients launch through BCB-authorised providers.

Market facts

Currency
BRL · Brazilian real
Region
Latin America
Payments regulator
Banco Central do Brasil (BCB)
E-commerce
14 % (NielsenIQ Ebit, 2025)

Payment methods

PI PIX Bank transfers & instant payments · 1 countries Available BO Boleto Bancário Cash & vouchers · 1 countries Available VI Visa Cards · 22 countries Available MA Mastercard Cards · 22 countries Available ME Mercado Pago Wallets · 6 countries On request US USDT (Tether) Crypto · 7 countries Available AP Apple Pay Wallets · 24 countries Available GO Google Pay Wallets · 25 countries Available PA PayPal Wallets · 22 countries On request
TypePayment methodsshare of e-commerce payments
Bank transfers & instant paymentsPIX42 %
Cash & vouchersBoleto Bancário10 %
CardsVisa—
CardsMastercard—
WalletsMercado Pago—
CryptoUSDT (Tether)—
WalletsApple Pay—
WalletsGoogle Pay—
WalletsPayPal—

The market

PIX passed cards in online volume within a few years of its launch and settles around the clock in seconds. Boleto remains the method of payers without a bank card, paid at banks, lotteries and apps. Cards are often used with instalments, which a local acquirer must support.

How Tranzify clients launch

Enable EBANX, dLocal or PagSeguro from the catalogue, route PIX first for Brazilian payers, keep Boleto and cards as alternatives, and use PIX for payouts. Currency conversion and settlement stay with the licensed provider.

Providers active in Brazil

B Binance Pay 2 methods · AE, BR On request C Cryptomus 2 methods · GB, DE, BR On request d dLocal 10 methods · BR, MX, AR, CO, PE, CL On request E EBANX 9 methods · BR, MX, AR, CO, PE, CL On request M Mercado Pago 1 methods · BR, MX, AR, CL, CO, PE On request P PagSeguro 2 methods · BR On request V Volt 5 methods · GB, DE, NL, FR, ES, BR On request

How to launch here via Tranzify

  1. 1Onboard with Tranzify and get your network, keys and back office.
  2. 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
  3. 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
  4. 4Go live. Every payment, callback and retry is in the journal for five years.

Frequently asked questions

Do foreign merchants need a Brazilian entity?+
Not with a licensed local provider from the catalogue, which handles local acquiring, taxes and settlement; Tranzify routes and journals the payments.
Which methods should a Brazilian checkout have?+
PIX, Boleto, Visa and Mastercard with instalments, and Mercado Pago.

Articles about Brazil

Payments in Latin America · 5 min read Payment methods in Brazil in 2026: PIX first, then Boleto and cards What a checkout for Brazilian payers needs in 2026: PIX for most payments, Boleto for payers without cards, domestic cards with instalments, and how an orchestration layer routes between them. TTTranzify team

Other countries in the region

ArgentinaChileColombiaMexicoPeru

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