Provider type: wallet · On request
Mercado Pago + Tranzify
Mercado Pago is the wallet and payment arm of Mercado Libre, the marketplace of Latin America: its users keep a balance and pay with it online and by QR code. Through Tranzify a client enables Mercado Pago as a wallet method in Brazil, Mexico, Argentina, Chile, Colombia and Peru under its own contract, routes it next to cards and local transfers and refunds through it; the integration is the platform's, not the client's.
- Methods
- Mercado Pago
- Currencies
- BRL, MXN, ARS, CLP, COP, PEN
- Supported operations
- deposit · refund
- Website
- https://www.mercadopago.com
What the integration covers
Mercado Pago in the Tranzify catalogue is the wallet method of the same name in Brazil, Mexico, Argentina, Chile, Colombia and Peru: the payer logs in to Mercado Pago on the checkout or scans a QR code and pays from the wallet’s balance or a linked card. The settlement currencies are BRL, MXN, ARS, CLP, COP and PEN. The operations are pay-ins and refunds; payouts are not part of this integration, and disputes follow the provider’s rules rather than the card schemes'.
How a client enables it
A Tranzify client, a licensed PSP, acquirer or fintech, opens an account with Mercado Pago under its own licence and contract; Mercado Pago settles the funds to the client. The client enters the credentials in the terminal settings in the Tranzify back office, adds the terminal to its routing rules and offers the wallet next to PIX, SPEI, PSE, Yape, Khipu and cards; the same wallet is also reachable through dLocal and EBANX, so the route group can cascade between the direct terminal and the aggregators. Tranzify routes every payment, verifies the Mercado Pago callbacks before a status changes, journals every attempt and result and calls the merchant’s webhook. The integration is enabled on the client’s request and is built and tested against the Mercado Pago sandbox before the terminal goes live.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Frequently asked questions
Which countries and currencies does Mercado Pago cover?+
What does the client need?+
How is the integration enabled?+
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- ✓ Not a financial institution
- ✓ Money never passes through us
- ✓ Built to PCI DSS requirements