Latin America · On request
Payment methods in Chile
Chile pays online with cards first, debit and credit alike, and with bank transfers through Khipu, which lets the payer confirm a transfer from their own bank without a card; Mercado Pago serves the marketplace's users. The Comisión para el Mercado Financiero supervises the sector; Tranzify's clients work through licensed providers.
Market facts
- Currency
- CLP · Chilean peso
- Region
- Latin America
- Payments regulator
- Comisión para el Mercado Financiero (CMF)
Payment methods
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Bank transfers & instant payments | Khipu | — |
| Cards | Visa | — |
| Cards | Mastercard | — |
| Wallets | Mercado Pago | — |
| Wallets | Apple Pay | — |
| Wallets | Google Pay | — |
| Wallets | PayPal | — |
| Cards | Webpay | — |
| Wallets | MACH | — |
The market
Chilean payers use cards for most online purchases, and local debit cards are as common as credit; Khipu covers the payers who prefer a transfer from their own bank and the merchants who prefer a method without chargebacks. Mercado Pago serves the wallet users of the region’s marketplace.
How Tranzify clients launch
A client enables dLocal for Khipu and cards, EBANX for cards and Mercado Pago for wallet payments, with its own accounts, and writes the routing: cards cascaded between acquirers, Khipu offered as the alternative, the wallet for its users. The integrations are enabled on request; every payment is journaled for five years.
Providers active in Chile
How to launch here via Tranzify
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Frequently asked questions
Which methods must a Chilean checkout have?+
Does Tranzify need a Chilean licence?+
Are there chargebacks on Khipu?+
Other countries in the region
See the platform on your own flows
Thirty minutes with an engineer, not a sales deck: your providers, your routing rules, your merchants' checkout.
- ✓ Not a financial institution
- ✓ Money never passes through us
- ✓ Built to PCI DSS requirements