Wallets · On request
MACH
MACH is the prepaid digital account and wallet of Bci, one of Chile's largest banks, opened from the phone and topped up by transfer: at checkout the payer picks the MACH button, gets the request in the app and confirms it, and the provider reports the result at once. For a checkout it is a payment without a card number, an immediate result and no chargebacks.
Key facts
- Countries
- Chile
- Currencies
- CLP
- Operations
- Pay-in · Refund
- Settlement
- instant
- Chargebacks
- not possible
How a payment goes through
- 1The checkout opens the wallet app or shows its button
- 2The payer confirms in the app with a PIN or biometrics
- 3The wallet confirms the payment to the provider within seconds
- 4Webhook to the merchant; a refund goes back the same way
How a payment goes through
- The checkout offers MACH and hands the payer to MACH: the app opens on mobile, a QR code is shown on a desktop.
- The payer receives the request in the MACH app and confirms the amount.
- The provider reports the confirmation at once.
- Tranzify writes the result and calls the merchant’s webhook.
MACH against Webpay in Chile
MACH, launched by Bci in 2017, is a prepaid wallet used by payers who keep no credit card or want a separate account for online spending; Webpay is the card checkout the same payers see everywhere else.
| MACH | Webpay | |
|---|---|---|
| What the payer needs | the app, topped up by transfer | a Chilean credit, debit or prepaid card |
| Confirmation | seconds | seconds |
| Chargebacks | none | scheme rules |
| Recurring | no | yes, with Webpay Oneclick |
| Refunds | to the wallet, through the provider | to the card |
The method is in the catalogue on request.
Who uses it
E-commerce and delivery for everyday purchases; digital goods and gaming for payers who prefer a prepaid balance to a card. A client (a payment company) enables EBANX for MACH under its own contract; the integration is enabled on request.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
On request — Request this integration
Industries
Frequently asked questions
Who can pay with MACH?+
Are there chargebacks?+
Are payouts possible?+
Related methods
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