Cards · On request
Webpay
Webpay is the online card checkout of Transbank, Chile's main acquirer: Webpay Plus takes the payer to a Transbank page to pay with a Chilean credit, debit or prepaid card, debit cards with the payer's own bank login, and returns the result in seconds. It is the most common way to pay by card online in Chile; chargebacks follow the card schemes' rules, and Webpay Oneclick stores the card for recurring charges.
Key facts
- Countries
- Chile
- Currencies
- CLP
- Operations
- Pay-in · Recurring · Refund
- Settlement
- T+1
- Chargebacks
- under the scheme rules
How a payment goes through
- 1The payer enters the card on the hosted checkout; the number is encrypted before it leaves the page
- 2The vault stores a token; routing picks the acquirer by BIN, country and amount
- 33-D Secure when the issuer asks; the acquirer authorises
- 4Callback to the merchant, status in the journal for five years
How a payment goes through
- The checkout offers Webpay and sends the payer to Transbank’s Webpay Plus page.
- The payer enters the card; a debit card is authenticated with the payer’s bank login, a credit card as the issuer requires.
- Transbank authorises the payment and the provider confirms in seconds.
- Tranzify writes the result and calls the merchant’s webhook.
Webpay against Khipu in Chile
Transbank, founded in 1989, is the acquirer behind most card payments in Chile, and Webpay is the checkout Chilean payers know from every large shop; Khipu, the bank-transfer method, is the usual alternative for payers who would rather not use a card.
| Webpay | Khipu | |
|---|---|---|
| What the payer needs | a Chilean credit, debit or prepaid card | online banking |
| Confirmation | seconds | seconds |
| Chargebacks | scheme rules | none |
| Recurring | yes, with Webpay Oneclick | no |
| Refunds | yes, to the card | not in the flow |
The method is in the catalogue on request.
Who uses it
E-commerce and retail, travel and delivery, digital goods and subscriptions: any shop in Chile whose buyers expect the Webpay page they see everywhere else. A client (a payment company) enables dLocal or EBANX for Webpay under its own contract; the integration is enabled on request.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
On request — Request this integration
Industries
Frequently asked questions
Why Webpay rather than an international acquirer?+
Are there chargebacks?+
Are recurring charges and payouts possible?+
Related methods
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