Latin America · On request
Payment methods in Peru
Peru moved to mobile payments through Yape, the wallet of Banco de Crédito del Perú that pays by QR code or phone number and became the everyday way to pay in shops and online; cards cover the rest, and Mercado Pago serves the marketplace's users. The SBS supervises banks and payment companies; Tranzify's clients work through licensed providers.
Market facts
- Currency
- PEN · Peruvian sol
- Region
- Latin America
- Payments regulator
- Superintendencia de Banca, Seguros y AFP (SBS)
Payment methods
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Wallets | Yape | — |
| Cards | Visa | — |
| Cards | Mastercard | — |
| Wallets | Mercado Pago | — |
| Wallets | Apple Pay | — |
| Wallets | Google Pay | — |
| Wallets | PayPal | — |
| Wallets | Plin | — |
| Cash & vouchers | PagoEfectivo | — |
The market
Yape started as a peer-to-peer wallet and became the method merchants are asked for: a QR code at the checkout, a confirmation in the app, no card. Cards remain for larger purchases and international payers; Mercado Pago covers the users who keep a balance in the wallet.
How Tranzify clients launch
A client enables dLocal or EBANX for Yape and cards and Mercado Pago for wallet payments, with its own accounts, and routes Yape first for Peruvian payers with cards as the cascade. The integrations are enabled on request; every payment is journaled for five years.
Providers active in Peru
How to launch here via Tranzify
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Frequently asked questions
Which methods must a Peruvian checkout have?+
Does Tranzify need a Peruvian licence?+
How fast does Yape settle?+
Other countries in the region
See the platform on your own flows
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- ✓ Money never passes through us
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