Cards · Latin America · Available
Mastercard in Peru
Mastercard is one of the payment methods in Peru. Payments are made in PEN; the method supports pay-in, payout, recurring, refund; settlement: T+1; chargebacks: under the scheme rules. The payments regulator in Peru is Superintendencia de Banca, Seguros y AFP (SBS). Providers for Mastercard in Peru in the Tranzify catalogue: dLocal, EBANX.
Key facts
- Currency
- PEN (Peruvian sol)
- Operations
- Pay-in · Payout · Recurring · Refund
- Settlement
- T+1
- Chargebacks
- under the scheme rules
- Payments regulator
- Superintendencia de Banca, Seguros y AFP (SBS)
Providers for Mastercard in Peru
How a payment goes through
- 1The payer enters the card on the hosted checkout; the number is encrypted before it leaves the page
- 2The vault stores a token; routing picks the acquirer by BIN, country and amount
- 33-D Secure when the issuer asks; the acquirer authorises
- 4Callback to the merchant, status in the journal for five years
Other payment methods in Peru
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Wallets | Yape | — |
| Cards | Visa | — |
| Wallets | Mercado Pago | — |
| Wallets | Apple Pay | — |
| Wallets | Google Pay | — |
| Wallets | PayPal | — |
| Wallets | Plin | — |
| Cash & vouchers | PagoEfectivo | — |
Mastercard in other countries
Frequently asked questions
Which providers offer Mastercard in Peru?+
In the Tranzify catalogue Mastercard in Peru is offered by dLocal, EBANX. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is Mastercard used in Peru?+
The catalogue has no published market share for Mastercard in Peru; the method is listed among the country's payment methods.
Which operations does Mastercard support in Peru?+
Mastercard supports pay-in, payout, recurring, refund. Settlement is T+1 and chargebacks are under the scheme rules; the amounts are in PEN.
Who holds the licence for Mastercard in Peru?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in Peru is Superintendencia de Banca, Seguros y AFP (SBS).
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