Wallets · Latin America · On request
Mercado Pago in Peru
Mercado Pago is one of the payment methods in Peru. Payments are made in PEN; the method supports pay-in, recurring, refund; settlement: instant; chargebacks: under the provider's rules. The payments regulator in Peru is Superintendencia de Banca, Seguros y AFP (SBS). Providers for Mercado Pago in Peru in the Tranzify catalogue: dLocal, EBANX, Mercado Pago.
Key facts
- Currency
- PEN (Peruvian sol)
- Operations
- Pay-in · Recurring · Refund
- Settlement
- instant
- Chargebacks
- under the provider's rules
- Payments regulator
- Superintendencia de Banca, Seguros y AFP (SBS)
Providers for Mercado Pago in Peru
| Provider | Provider type | Supported operations | Status at Tranzify |
|---|---|---|---|
| dLocal | Local methods provider | Pay-in, Payout, Refund | On request |
| EBANX | Local methods provider | Pay-in, Payout, Refund | On request |
| Mercado Pago | Wallet | Pay-in, Refund | On request |
How a payment goes through
- 1The checkout opens the wallet app or shows its button
- 2The payer confirms in the app with a PIN or biometrics
- 3The wallet confirms the payment to the provider within seconds
- 4Webhook to the merchant; a refund goes back the same way
Other payment methods in Peru
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Wallets | Yape | — |
| Cards | Visa | — |
| Cards | Mastercard | — |
| Wallets | Apple Pay | — |
| Wallets | Google Pay | — |
| Wallets | PayPal | — |
| Wallets | Plin | — |
| Cash & vouchers | PagoEfectivo | — |
Mercado Pago in other countries
Frequently asked questions
Which providers offer Mercado Pago in Peru?+
In the Tranzify catalogue Mercado Pago in Peru is offered by dLocal, EBANX, Mercado Pago. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is Mercado Pago used in Peru?+
The catalogue has no published market share for Mercado Pago in Peru; the method is listed among the country's payment methods.
Which operations does Mercado Pago support in Peru?+
Mercado Pago supports pay-in, recurring, refund. Settlement is instant and chargebacks are under the provider's rules; the amounts are in PEN.
Who holds the licence for Mercado Pago in Peru?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in Peru is Superintendencia de Banca, Seguros y AFP (SBS).
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