Wallets · On request
Plin
Plin is the payment service that Interbank, BBVA and Scotiabank built into their banking apps in 2020 as the counterpart to Yape: the payer scans a QR code or enters a phone number and confirms in the bank's own app, and since 2023 Plin and Yape have been interoperable, so a Plin user can send money to a Yape user and the other way round. For a checkout it means a payment without a card, an immediate result and no chargebacks.
Key facts
- Countries
- Peru
- Currencies
- PEN
- Operations
- Pay-in · Refund
- Settlement
- instant
- Chargebacks
- not possible
How a payment goes through
- 1The checkout opens the wallet app or shows its button
- 2The payer confirms in the app with a PIN or biometrics
- 3The wallet confirms the payment to the provider within seconds
- 4Webhook to the merchant; a refund goes back the same way
How a payment goes through
- The checkout offers Plin and shows a QR code, or asks for the payer’s phone number on mobile.
- The payer opens the banking app, scans the code or receives the request, and confirms the amount.
- The provider reports the confirmation at once.
- Tranzify writes the result and calls the merchant’s webhook.
Plin against Yape and cards in Peru
Plin and Yape divide Peru’s wallet payments between them, and since the central bank’s interoperability rules took effect in 2023 a user of either can send money to a user of the other.
| Plin | Yape | Cards | |
|---|---|---|---|
| What the payer needs | a banking app with Plin | the Yape app | a card accepted by the acquirer |
| Confirmation | seconds | seconds | at once |
| Chargebacks | none | none | scheme rules |
| Recurring | no | no | yes, with tokens |
The method is in the catalogue on request.
Who uses it
E-commerce and delivery for everyday purchases; digital goods and iGaming for deposits from payers who bank with Interbank, BBVA or Scotiabank and do not use cards online. A client (a payment company) enables dLocal or EBANX for Plin under its own contract; the integration is enabled on request.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
On request — Request this integration
Industries
Frequently asked questions
Who can pay with Plin?+
Are there chargebacks?+
Is Plin available for payouts?+
Related methods
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