Wallets · On request
Yape
Yape is the mobile wallet of Banco de Crédito del Perú: payers pay by scanning a QR code or entering a phone number and confirm in the app, and it has become the everyday way to pay in Peru, in shops and online. For a checkout it means a method without a card, with an immediate result and no chargebacks.
Key facts
- Countries
- Peru
- Currencies
- PEN
- Operations
- Pay-in · Refund
- Settlement
- instant
- Chargebacks
- not possible
How a payment goes through
- 1The checkout opens the wallet app or shows its button
- 2The payer confirms in the app with a PIN or biometrics
- 3The wallet confirms the payment to the provider within seconds
- 4Webhook to the merchant; a refund goes back the same way
How a payment goes through
- The checkout offers Yape and shows a QR code, or asks for the payer’s phone number on mobile.
- The payer scans the code or receives the request in the app and confirms the amount.
- The provider reports the confirmation at once.
- Tranzify writes the result and calls the merchant’s webhook.
Yape against cards in Peru
| Yape | Cards | |
|---|---|---|
| What the payer needs | the app | a card accepted by the acquirer |
| Confirmation | seconds | at once |
| Chargebacks | none | scheme rules |
| Recurring | no | yes, with tokens |
Who uses it
E-commerce and delivery for everyday purchases; digital goods and iGaming for deposits from payers who do not use cards. A client enables dLocal or EBANX for Yape under its own contract; the integrations are enabled on request.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
Industries
Frequently asked questions
Who can pay with Yape?+
Anyone with the Yape app, which is linked to a bank account or works as a standalone wallet; it is the most used wallet in Peru.
Are there chargebacks?+
No. A confirmed Yape payment is final; refunds go back to the payer’s wallet through the provider where it offers them.
Is Yape available for payouts?+
Yape is a pay-in method in the catalogue; payouts to Peruvian accounts go through the providers that offer them.
Related methods
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