Wallets · On request
Satispay
Satispay is an Italian mobile payment app linked directly to the payer's bank account by IBAN and independent of card schemes: in shops the payer scans a QR code, online they confirm the amount in the app. For a checkout it means a method without a card, with an immediate result and no chargebacks.
Key facts
- Countries
- Italy
- Currencies
- EUR
- Operations
- Pay-in · Refund
- Settlement
- instant
- Chargebacks
- not possible
How a payment goes through
- 1The checkout opens the wallet app or shows its button
- 2The payer confirms in the app with a PIN or biometrics
- 3The wallet confirms the payment to the provider within seconds
- 4Webhook to the merchant; a refund goes back the same way
How a payment goes through
- The checkout offers Satispay: on a phone the payer is sent to the Satispay app, on a desktop the page shows a QR code to scan with it.
- The payer sees the amount and the shop in the app and confirms.
- The provider reports the confirmation at once.
- Tranzify writes the result and calls the merchant’s webhook.
Satispay against cards in Italy
Satispay started as a way to pay friends and has grown into a payment method at Italian shops, bars and online stores: the payer sets a weekly budget that the app tops up from the bank account, so a purchase never touches a card.
| Satispay | Cards | |
|---|---|---|
| What the payer needs | the app linked to a bank account | a card accepted by the acquirer |
| Confirmation | at once, in the app | at once |
| Chargebacks | none | scheme rules |
| Recurring | no | yes, with tokens |
| Refunds | yes, through the provider | yes |
Who uses it
E-commerce and delivery for everyday purchases, where Italian payers already use the app in shops; digital goods for small payments without a card. A client (a payment company) enables Adyen or Stripe for Satispay under its own contract; the integration is enabled on request. Payouts in euro go through the providers that offer them.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
On request — Request this integration
Industries
Frequently asked questions
Who can pay with Satispay?+
Are there chargebacks?+
Is Satispay available for payouts or recurring charges?+
Related methods
See the platform on your own flows
Thirty minutes with an engineer, not a sales deck: your providers, your routing rules, your merchants' checkout.
- ✓ Not a financial institution
- ✓ Money never passes through us
- ✓ Built to PCI DSS requirements