Wallets · Europe · Available
BLIK in Poland
BLIK accounts for 70 % of e-commerce payments in Poland (Polski Standard Płatności, 2025). Payments are made in PLN; the method supports pay-in, payout, refund; settlement: instant; chargebacks: not possible. The payments regulator in Poland is Komisja Nadzoru Finansowego (KNF). Providers for BLIK in Poland in the Tranzify catalogue: Adyen, Przelewy24, SmartFlow.
Key facts
- share of e-commerce payments · Poland
- 70 % (Polski Standard Płatności, 2025)
- Currency
- PLN (Polish złoty)
- Operations
- Pay-in · Payout · Refund
- Settlement
- instant
- Chargebacks
- not possible
- Payments regulator
- Komisja Nadzoru Finansowego (KNF)
Providers for BLIK in Poland
| Provider | Provider type | Supported operations | Status at Tranzify |
|---|---|---|---|
| Adyen | Acquirer | Pay-in, Payout, Recurring, Refund | On request |
| Przelewy24 | Local methods provider | Pay-in, Refund | On request |
| SmartFlow | Acquirer | Pay-in, Payout, Recurring, Refund | Available |
How a payment goes through
- 1The checkout opens the wallet app or shows its button
- 2The payer confirms in the app with a PIN or biometrics
- 3The wallet confirms the payment to the provider within seconds
- 4Webhook to the merchant; a refund goes back the same way
Other payment methods in Poland
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Cards | Visa | — |
| Cards | Mastercard | — |
| Open Banking | Open Banking (EU, PIS) | — |
| Wallets | Google Pay | — |
| Wallets | Apple Pay | — |
| Wallets | PayPal | — |
| Buy now, pay later | Klarna | — |
Frequently asked questions
Which providers offer BLIK in Poland?+
In the Tranzify catalogue BLIK in Poland is offered by Adyen, Przelewy24, SmartFlow. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is BLIK used in Poland?+
According to Polski Standard Płatności, 2025, BLIK has a share of 70 % of e-commerce payments in Poland.
Which operations does BLIK support in Poland?+
BLIK supports pay-in, payout, refund. Settlement is instant and chargebacks are not possible; the amounts are in PLN.
Who holds the licence for BLIK in Poland?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in Poland is Komisja Nadzoru Finansowego (KNF).
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