Tranzify

Wallets · On request

Click (Uzbekistan)

Click is one of the two payment apps most people in Uzbekistan use, alongside Payme: the payer pays from the Click app, or enters an Uzcard or Humo card at the checkout and confirms with an SMS code from the bank. The payment is confirmed instantly in soum, there are no chargebacks, and refunds and payouts to a card go through the same integration; in the catalogue a Tranzify client enables it on request.

Key facts

Countries
Uzbekistan
Currencies
UZS
Operations
Pay-in · Payout · Refund
Settlement
instant
Chargebacks
not possible

How a payment goes through

  1. 1The checkout opens the wallet app or shows its button
  2. 2The payer confirms in the app with a PIN or biometrics
  3. 3The wallet confirms the payment to the provider within seconds
  4. 4Webhook to the merchant; a refund goes back the same way

How a payment goes through

  1. The checkout opens the Click page or app with the amount in soum.
  2. The payer confirms in the Click app, or enters an Uzcard or Humo card and types the SMS code.
  3. Click runs its prepare and complete steps and confirms the payment instantly.
  4. Tranzify writes the result and calls the merchant’s webhook.

Click against Payme in Uzbekistan

Click Payme
Cards Uzcard, Humo Uzcard, Humo
Payment channels the Click app, card entry with an SMS code the Payme app, card entry with an SMS code
Confirmation instant instant
Chargebacks none none
Refunds yes yes
Payouts yes, to a card yes, to a card
Recurring charges not in the catalogue yes, by card token
In the catalogue on request on request

Payouts and refunds

Payouts go to an Uzcard or Humo card number through Click; refunds go back to the card the payment came from. Recurring charges are not part of the Click integration in the catalogue; for subscriptions in Uzbekistan the catalogue has Payme.

Who uses it

E-commerce, delivery and digital goods, where a checkout for Uzbekistan offers Click next to Payme so that every card holder pays from the app they already have on the phone.

How to connect

  1. 1Onboard with Tranzify and get your network, keys and back office.
  2. 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
  3. 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
  4. 4Go live. Every payment, callback and retry is in the journal for five years.

Providers offering this method

Industries

Frequently asked questions

What is the difference between Click and Payme?+
Both work with Uzcard and Humo cards and confirm instantly. Payme adds recurring charges by card token; Click in the catalogue covers one-off payments, refunds and payouts.
How does Click confirm a payment?+
In the Click app with its PIN or biometrics, or, for a card entered at the checkout, with a one-time SMS code from the card’s bank. Click’s protocol confirms in two steps, prepare and complete, so the result Tranzify writes is final.
Who is the licensed party?+
Click, a payment organisation licensed by the Central Bank of Uzbekistan, from the catalogue; a Tranzify client enables it on request under its own contract, and Tranzify supplies the software.

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