Wallets · On request
Payme (Uzbekistan)
Payme is one of the two payment apps most people in Uzbekistan use, part of TBC Bank Group: the payer links Uzcard and Humo cards once and then pays merchants, bills and transfers from the app or on the Payme checkout page. An online payment is confirmed instantly in soum, there are no chargebacks, and the method supports recurring charges by card token, refunds and payouts, so it covers subscriptions and withdrawals as well as one-off purchases; a Tranzify client enables it on request.
Key facts
- Countries
- Uzbekistan
- Currencies
- UZS
- Operations
- Pay-in · Payout · Recurring · Refund
- Settlement
- instant
- Chargebacks
- not possible
How a payment goes through
- 1The checkout opens the wallet app or shows its button
- 2The payer confirms in the app with a PIN or biometrics
- 3The wallet confirms the payment to the provider within seconds
- 4Webhook to the merchant; a refund goes back the same way
How a payment goes through
- The checkout opens the Payme page or app with the amount in soum.
- The payer picks a linked Uzcard or Humo card, or enters one, and confirms with the code from the bank’s SMS.
- Payme confirms the payment instantly.
- Tranzify writes the result and calls the merchant’s webhook.
Payme against Click in Uzbekistan
| Payme | Click | |
|---|---|---|
| Operator | Payme (TBC Bank Group) | Click |
| Cards | Uzcard, Humo | Uzcard, Humo |
| Confirmation | instant | instant |
| Chargebacks | none | none |
| Recurring charges | yes, by card token | not in the catalogue |
| Refunds | yes | yes |
| Payouts | yes, to a card | yes, to a card |
| In the catalogue | on request | on request |
Payouts and refunds
Payouts go to the recipient’s Uzcard or Humo card through Payme or Click; refunds return to the card the payment came from; recurring charges use the token saved after the first confirmed payment.
Who uses it
E-commerce and delivery for everyday orders, digital goods for in-app purchases and top-ups, education for course and tuition fees paid in soum from the app families already use.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
Industries
Terms
Frequently asked questions
How does the payer pay with Payme?+
Which cards does Payme work with?+
Who is the licensed party?+
Related methods
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