Wallets · On request
Kaspi Pay
Kaspi Pay is the payment method of Kaspi.kz, the super-app most Kazakh adults use daily: the payer scans a QR code or confirms in the Kaspi app, and the payment is confirmed instantly. It is the first method to offer in Kazakhstan, ahead of cards. In the catalogue a Tranzify client enables it on request.
Key facts
- Countries
- Kazakhstan
- Currencies
- KZT
- Operations
- Pay-in · Payout · Refund
- Settlement
- instant
- Chargebacks
- not possible
- share of e-commerce payments · Kazakhstan
- 60 % (Kaspi.kz annual report, 2025)
How a payment goes through
- 1The checkout opens the wallet app or shows its button
- 2The payer confirms in the app with a PIN or biometrics
- 3The wallet confirms the payment to the provider within seconds
- 4Webhook to the merchant; a refund goes back the same way
How a payment goes through
- The checkout shows a Kaspi QR code or opens the Kaspi app on mobile.
- The payer confirms in the app.
- The provider confirms instantly.
- Tranzify writes the result and calls the merchant’s webhook.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
Industries
Terms
Frequently asked questions
How large is Kaspi Pay in Kazakhstan?+
Kaspi reports the majority of the country’s online and in-store payments; a Kazakh checkout without it loses most payers.
Does it work for foreign merchants?+
Through a licensed Kazakh provider in the catalogue; Tranzify routes to it under the provider’s rules.
Are payouts possible?+
Yes — payouts to Kaspi accounts and cards go through the same providers.
Related methods
Related articles
See the platform on your own flows
Thirty minutes with an engineer, not a sales deck: your providers, your routing rules, your merchants' checkout.
- ✓ Not a financial institution
- ✓ Money never passes through us
- ✓ Built to PCI DSS requirements