Tranzify

Wallets · CIS · On request

Kaspi Pay in Kazakhstan

Kaspi Pay accounts for 60 % of e-commerce payments in Kazakhstan (Kaspi.kz annual report, 2025). Payments are made in KZT; the method supports pay-in, payout, refund; settlement: instant; chargebacks: not possible. The payments regulator in Kazakhstan is Национальный Банк Казахстана; АРРФР. Providers for Kaspi Pay in Kazakhstan in the Tranzify catalogue: Freedom Pay, Kaspi.kz.

Key facts

share of e-commerce payments · Kazakhstan
60 % (Kaspi.kz annual report, 2025)
Currency
KZT (Kazakhstani tenge)
Operations
Pay-in · Payout · Refund
Settlement
instant
Chargebacks
not possible
Payments regulator
Национальный Банк Казахстана; АРРФР

Providers for Kaspi Pay in Kazakhstan

ProviderProvider typeSupported operationsStatus at Tranzify
Freedom PayAcquirerPay-in, Payout, RefundOn request
Kaspi.kzWalletPay-in, RefundOn request

How a payment goes through

  1. 1The checkout opens the wallet app or shows its button
  2. 2The payer confirms in the app with a PIN or biometrics
  3. 3The wallet confirms the payment to the provider within seconds
  4. 4Webhook to the merchant; a refund goes back the same way

Other payment methods in Kazakhstan

TypePayment methodsshare of e-commerce payments
CardsVisa—
CardsMastercard—
WalletsApple Pay—
WalletsGoogle Pay—

Frequently asked questions

Which providers offer Kaspi Pay in Kazakhstan?+
In the Tranzify catalogue Kaspi Pay in Kazakhstan is offered by Freedom Pay, Kaspi.kz. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is Kaspi Pay used in Kazakhstan?+
According to Kaspi.kz annual report, 2025, Kaspi Pay has a share of 60 % of e-commerce payments in Kazakhstan.
Which operations does Kaspi Pay support in Kazakhstan?+
Kaspi Pay supports pay-in, payout, refund. Settlement is instant and chargebacks are not possible; the amounts are in KZT.
Who holds the licence for Kaspi Pay in Kazakhstan?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in Kazakhstan is Национальный Банк Казахстана; АРРФР.

Articles about Kazakhstan

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