Wallets · Africa · On request
MTN MoMo in Ghana
MTN MoMo is one of the payment methods in Ghana. Payments are made in GHS; the method supports pay-in, payout; settlement: instant; chargebacks: not possible. The payments regulator in Ghana is Bank of Ghana. Providers for MTN MoMo in Ghana in the Tranzify catalogue: Flutterwave, Paystack.
Key facts
- Currency
- GHS (Ghanaian cedi)
- Operations
- Pay-in · Payout
- Settlement
- instant
- Chargebacks
- not possible
- Payments regulator
- Bank of Ghana
Providers for MTN MoMo in Ghana
| Provider | Provider type | Supported operations | Status at Tranzify |
|---|---|---|---|
| Flutterwave | Local methods provider | Pay-in, Payout, Refund | On request |
| Paystack | Local methods provider | Pay-in, Payout, Refund | On request |
How a payment goes through
- 1The checkout opens the wallet app or shows its button
- 2The payer confirms in the app with a PIN or biometrics
- 3The wallet confirms the payment to the provider within seconds
- 4Webhook to the merchant; a refund goes back the same way
Other payment methods in Ghana
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Cards | Visa | — |
| Cards | Mastercard | — |
| Wallets | AT Money | — |
MTN MoMo in other countries
Frequently asked questions
Which providers offer MTN MoMo in Ghana?+
In the Tranzify catalogue MTN MoMo in Ghana is offered by Flutterwave, Paystack. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is MTN MoMo used in Ghana?+
The catalogue has no published market share for MTN MoMo in Ghana; the method is listed among the country's payment methods.
Which operations does MTN MoMo support in Ghana?+
MTN MoMo supports pay-in, payout. Settlement is instant and chargebacks are not possible; the amounts are in GHS.
Who holds the licence for MTN MoMo in Ghana?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in Ghana is Bank of Ghana.
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