QR payments · Available
QRIS
QRIS is Bank Indonesia's national QR code standard: one code at checkout is paid from any Indonesian e-wallet or banking app, so a merchant does not integrate each wallet separately. Payments are confirmed within seconds and settled the same day; there are no chargebacks.
Key facts
- Countries
- Indonesia
- Currencies
- IDR
- Operations
- Pay-in
- Settlement
- same day
- Chargebacks
- not possible
- share of e-commerce payments · Indonesia
- 30 % (Bank Indonesia, 2025)
How a payment goes through
- 1The checkout shows a QR code (or a pay-by-link on mobile)
- 2The payer scans it in any bank or wallet app and confirms
- 3The provider matches the incoming payment and confirms
- 4Webhook to the merchant; the code expires if unpaid
How a payment goes through
- The checkout shows a QRIS code (or opens the wallet on mobile).
- The payer scans it with any wallet or bank app and confirms.
- The provider confirms within seconds.
- Tranzify writes the result and calls the merchant’s webhook.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
Industries
Terms
Frequently asked questions
Which apps can pay a QRIS code?+
Every licensed Indonesian wallet and bank app: GoPay, OVO, DANA, ShopeePay, LinkAja and the banks’ own apps.
Is there a limit per transaction?+
Bank Indonesia sets the QRIS limit; it is raised periodically — the provider applies the current one.
Who is the licensed party in Indonesia?+
The platform runs under the licensed client’s registration; a Bank Indonesia-licensed payment service provider (PJP) from the catalogue performs the intermediation. Tranzify supplies the software and does not hold funds.
Related methods
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