QR payments · Asia-Pacific · Available
QRIS in Indonesia
QRIS accounts for 30 % of e-commerce payments in Indonesia (Bank Indonesia, 2025). Payments are made in IDR; the method supports pay-in; settlement: same day; chargebacks: not possible. The payments regulator in Indonesia is Bank Indonesia (BI). Providers for QRIS in Indonesia in the Tranzify catalogue: JadePay, Midtrans, Xendit.
Key facts
- share of e-commerce payments · Indonesia
- 30 % (Bank Indonesia, 2025)
- Currency
- IDR (Indonesian rupiah)
- Operations
- Pay-in
- Settlement
- same day
- Chargebacks
- not possible
- Payments regulator
- Bank Indonesia (BI)
Providers for QRIS in Indonesia
How a payment goes through
- 1The checkout shows a QR code (or a pay-by-link on mobile)
- 2The payer scans it in any bank or wallet app and confirms
- 3The provider matches the incoming payment and confirms
- 4Webhook to the merchant; the code expires if unpaid
Other payment methods in Indonesia
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Bank transfers & instant payments | Virtual accounts (Indonesia) | — |
| Wallets | DANA | — |
| Cards | Visa | — |
| Cards | Mastercard | — |
| Wallets | PayPal | — |
| Wallets | GoPay | — |
| Wallets | OVO | — |
Frequently asked questions
Which providers offer QRIS in Indonesia?+
In the Tranzify catalogue QRIS in Indonesia is offered by JadePay, Midtrans, Xendit. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is QRIS used in Indonesia?+
According to Bank Indonesia, 2025, QRIS has a share of 30 % of e-commerce payments in Indonesia.
Which operations does QRIS support in Indonesia?+
QRIS supports pay-in. Settlement is same day and chargebacks are not possible; the amounts are in IDR.
Who holds the licence for QRIS in Indonesia?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in Indonesia is Bank Indonesia (BI).
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