Bank transfers & instant payments · Europe · Available
SEPA Instant in the Netherlands
SEPA Instant is one of the payment methods in the Netherlands. Payments are made in EUR; the method supports pay-in, payout, refund; settlement: instant; chargebacks: not possible. The payments regulator in the Netherlands is De Nederlandsche Bank (DNB). Providers for SEPA Instant in the Netherlands in the Tranzify catalogue: TrueLayer, Volt.
Key facts
- Currency
- EUR (Euro)
- Operations
- Pay-in · Payout · Refund
- Settlement
- instant
- Chargebacks
- not possible
- Payments regulator
- De Nederlandsche Bank (DNB)
Providers for SEPA Instant in the Netherlands
How a payment goes through
- 1The checkout shows the account details, the amount and a reference
- 2The payer sends the transfer from their banking app
- 3The provider matches the incoming transfer by reference and amount
- 4Webhook to the merchant; unmatched transfers are refunded
Other payment methods in the Netherlands
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Open Banking | iDEAL | 70 % |
| Cards | Visa | — |
| Cards | Mastercard | — |
| Open Banking | Open Banking (EU, PIS) | — |
| Wallets | Apple Pay | — |
| Wallets | Google Pay | — |
| Wallets | PayPal | — |
| Buy now, pay later | Klarna | — |
SEPA Instant in other countries
Frequently asked questions
Which providers offer SEPA Instant in the Netherlands?+
In the Tranzify catalogue SEPA Instant in the Netherlands is offered by TrueLayer, Volt. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is SEPA Instant used in the Netherlands?+
The catalogue has no published market share for SEPA Instant in the Netherlands; the method is listed among the country's payment methods.
Which operations does SEPA Instant support in the Netherlands?+
SEPA Instant supports pay-in, payout, refund. Settlement is instant and chargebacks are not possible; the amounts are in EUR.
Who holds the licence for SEPA Instant in the Netherlands?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in the Netherlands is De Nederlandsche Bank (DNB).
See the platform on your own flows
Thirty minutes with an engineer, not a sales deck: your providers, your routing rules, your merchants' checkout.
- ✓ Not a financial institution
- ✓ Money never passes through us
- ✓ Built to PCI DSS requirements