Open Banking · Europe · On request
iDEAL in the Netherlands
iDEAL accounts for 70 % of e-commerce payments in the Netherlands (Currence / Wero, 2025). Payments are made in EUR; the method supports pay-in, refund; settlement: instant; chargebacks: not possible. The payments regulator in the Netherlands is De Nederlandsche Bank (DNB). Providers for iDEAL in the Netherlands in the Tranzify catalogue: Adyen, Mollie, Volt.
Key facts
- share of e-commerce payments · Netherlands
- 70 % (Currence / Wero, 2025)
- Currency
- EUR (Euro)
- Operations
- Pay-in · Refund
- Settlement
- instant
- Chargebacks
- not possible
- Payments regulator
- De Nederlandsche Bank (DNB)
Providers for iDEAL in the Netherlands
How a payment goes through
- 1The payer picks their bank on the checkout
- 2They approve the exact amount in the bank's app
- 3The licensed provider initiates the transfer over the instant rail
- 4Settlement in seconds; webhook to the merchant; no chargebacks
Other payment methods in the Netherlands
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Cards | Visa | — |
| Cards | Mastercard | — |
| Open Banking | Open Banking (EU, PIS) | — |
| Bank transfers & instant payments | SEPA Instant | — |
| Wallets | Apple Pay | — |
| Wallets | Google Pay | — |
| Wallets | PayPal | — |
| Buy now, pay later | Klarna | — |
Frequently asked questions
Which providers offer iDEAL in the Netherlands?+
In the Tranzify catalogue iDEAL in the Netherlands is offered by Adyen, Mollie, Volt. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is iDEAL used in the Netherlands?+
According to Currence / Wero, 2025, iDEAL has a share of 70 % of e-commerce payments in the Netherlands.
Which operations does iDEAL support in the Netherlands?+
iDEAL supports pay-in, refund. Settlement is instant and chargebacks are not possible; the amounts are in EUR.
Who holds the licence for iDEAL in the Netherlands?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in the Netherlands is De Nederlandsche Bank (DNB).
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