Cards · Middle East & North Africa · Available
Visa in Saudi Arabia
Visa is one of the payment methods in Saudi Arabia. Payments are made in SAR; the method supports pay-in, payout, recurring, refund; settlement: T+1; chargebacks: under the scheme rules. The payments regulator in Saudi Arabia is Saudi Central Bank (SAMA). Providers for Visa in Saudi Arabia in the Tranzify catalogue: HyperPay, PayTabs.
Key facts
- Currency
- SAR (Saudi riyal)
- Operations
- Pay-in · Payout · Recurring · Refund
- Settlement
- T+1
- Chargebacks
- under the scheme rules
- Payments regulator
- Saudi Central Bank (SAMA)
Providers for Visa in Saudi Arabia
How a payment goes through
- 1The payer enters the card on the hosted checkout; the number is encrypted before it leaves the page
- 2The vault stores a token; routing picks the acquirer by BIN, country and amount
- 33-D Secure when the issuer asks; the acquirer authorises
- 4Callback to the merchant, status in the journal for five years
Other payment methods in Saudi Arabia
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Cards | mada | 55 % |
| Wallets | STC Pay | — |
| Cards | Mastercard | — |
| Wallets | Apple Pay | — |
| Wallets | Google Pay | — |
| Wallets | PayPal | — |
Visa in other countries
Frequently asked questions
Which providers offer Visa in Saudi Arabia?+
In the Tranzify catalogue Visa in Saudi Arabia is offered by HyperPay, PayTabs. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is Visa used in Saudi Arabia?+
The catalogue has no published market share for Visa in Saudi Arabia; the method is listed among the country's payment methods.
Which operations does Visa support in Saudi Arabia?+
Visa supports pay-in, payout, recurring, refund. Settlement is T+1 and chargebacks are under the scheme rules; the amounts are in SAR.
Who holds the licence for Visa in Saudi Arabia?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in Saudi Arabia is Saudi Central Bank (SAMA).
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