Cash & vouchers · Available
Fawry
Fawry is Egypt's electronic payment network, founded in 2008 and listed on the Egyptian Exchange since 2019: the checkout issues a Fawry reference code, and the payer pays it in cash at any Fawry retail point — kiosks, pharmacies, grocery shops — or from the myFawry app. It reaches payers who have no card or bank account, carries about 25 % of Egypt's online payments (Fawry investor relations, 2025), has no chargebacks and settles the next day.
Key facts
- Countries
- Egypt
- Currencies
- EGP
- Operations
- Pay-in
- Settlement
- T+1
- Chargebacks
- not possible
- share of e-commerce payments · Egypt
- 25 % (Fawry investor relations, 2025)
How a payment goes through
- 1The checkout issues a voucher or slip with a code
- 2The payer pays it at a bank, shop, kiosk or in an app
- 3The provider confirms the payment, usually within a business day
- 4Webhook to the merchant; expired vouchers are cancelled
How a payment goes through
- The checkout creates a Fawry charge and shows the reference code, the amount and the expiry.
- The payer pays the code in cash at a Fawry point, or in the myFawry app.
- Fawry reports the payment to the provider as soon as the point confirms it.
- Tranzify writes the result and calls the merchant’s webhook; the funds settle T+1.
Fawry against cards in Egypt
| Fawry | Cards | |
|---|---|---|
| Operator | Fawry, since 2008 | Visa, Mastercard, Meeza |
| Payer needs | cash and the reference code | a card |
| Share of online payments | about 25 % (Fawry investor relations, 2025) | — |
| Confirmation | when the point reports the cash | seconds |
| Settlement | T+1 | T+1 |
| Chargebacks | none | scheme rules |
| Refunds through the method | no | yes |
The method is deposit-only: refunds, payouts and recurring charges do not go through a Fawry code; money owed back is a separate transfer by the licensed provider.
Who uses it
E-commerce and delivery for orders paid in cash without the courier handling money, digital goods for top-ups paid at a kiosk, education for tuition and course fees paid in cash by families without cards.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
Industries
Terms
Frequently asked questions
How long is a Fawry code valid?+
Can a Fawry payment be refunded?+
Who is the licensed party?+
Related methods
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