Cards · On request
Meeza
Meeza is the national card scheme of Egypt, launched in 2019 and run by the Egyptian Banks Company under the Central Bank of Egypt's financial inclusion programme: Egyptian banks and Egypt Post issue Meeza prepaid and debit cards, and government salaries, pensions and benefits are paid onto them, so the card reaches payers who never held an international one. Online a Meeza payment is authenticated by the issuing bank, settled T+1 and disputed under the scheme's rules; a Tranzify client enables it on request.
Key facts
- Countries
- Egypt
- Currencies
- EGP
- Operations
- Pay-in · Payout · Refund
- Settlement
- T+1
- Chargebacks
- under the scheme rules
How a payment goes through
- 1The payer enters the card on the hosted checkout; the number is encrypted before it leaves the page
- 2The vault stores a token; routing picks the acquirer by BIN, country and amount
- 33-D Secure when the issuer asks; the acquirer authorises
- 4Callback to the merchant, status in the journal for five years
How a payment goes through
- The checkout takes the card number, expiry and CVV on the payment form and recognises a Meeza BIN.
- The issuing bank authenticates the payer, usually with a one-time code sent to the cardholder’s phone.
- The provider authorises the payment on the Meeza network in seconds; settlement follows T+1.
- Tranzify writes the result and calls the merchant’s webhook.
Meeza against international cards in Egypt
Meeza was created so that every Egyptian could hold a card, prepaid cards included; Visa and Mastercard remain the cards of payers with a bank account who also pay abroad.
| Meeza | Visa / Mastercard | |
|---|---|---|
| Operator | Egyptian Banks Company, under the Central Bank of Egypt | the international schemes |
| Launched | 2019 | — |
| Cards | prepaid and debit cards of Egyptian banks and Egypt Post | debit and credit cards |
| Currency | Egyptian pound, domestic use | pound and foreign currencies |
| Authentication | the issuing bank, one-time code | 3-D Secure |
| Settlement | T+1 | T+1 |
| Chargebacks | scheme rules | scheme rules |
| Recurring | not in the catalogue | yes, with tokens |
| Payouts | yes, to a card | yes, to a card |
Who uses it
E-commerce and delivery for everyday purchases, digital goods for top-ups, education for school and course fees paid from a prepaid card. A client (a payment company) enables Paymob for Meeza under its own contract, under the Central Bank of Egypt’s rules; the integration is enabled on request.
How to connect
- 1Onboard with Tranzify and get your network, keys and back office.
- 2Enter your account with the provider in the terminal settings — Tranzify already speaks its API.
- 3Add routing rules: countries, currencies, amounts, BIN ranges, priorities and weights.
- 4Go live. Every payment, callback and retry is in the journal for five years.
Providers offering this method
On request — Request this integration
Industries
Frequently asked questions
Who holds a Meeza card?+
Are there chargebacks?+
Are payouts and recurring charges possible?+
Related methods
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