Cash & vouchers · Latin America · Available
OXXO Pay in Mexico
OXXO Pay accounts for 15 % of e-commerce payments in Mexico (AMVO, 2025). Payments are made in MXN; the method supports pay-in; settlement: T+1; chargebacks: not possible. The payments regulator in Mexico is Banco de México; Comisión Nacional Bancaria y de Valores (CNBV). Providers for OXXO Pay in Mexico in the Tranzify catalogue: Conekta, dLocal, EBANX, Openpay.
Key facts
- share of e-commerce payments · Mexico
- 15 % (AMVO, 2025)
- Currency
- MXN (Mexican peso)
- Operations
- Pay-in
- Settlement
- T+1
- Chargebacks
- not possible
- Payments regulator
- Banco de México; Comisión Nacional Bancaria y de Valores (CNBV)
Providers for OXXO Pay in Mexico
How a payment goes through
- 1The checkout issues a voucher or slip with a code
- 2The payer pays it at a bank, shop, kiosk or in an app
- 3The provider confirms the payment, usually within a business day
- 4Webhook to the merchant; expired vouchers are cancelled
Other payment methods in Mexico
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Bank transfers & instant payments | SPEI | 25 % |
| Cards | Visa | — |
| Cards | Mastercard | — |
| Wallets | Mercado Pago | — |
| Wallets | Apple Pay | — |
| Wallets | Google Pay | — |
| Wallets | PayPal | — |
Frequently asked questions
Which providers offer OXXO Pay in Mexico?+
In the Tranzify catalogue OXXO Pay in Mexico is offered by Conekta, dLocal, EBANX, Openpay. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is OXXO Pay used in Mexico?+
According to AMVO, 2025, OXXO Pay has a share of 15 % of e-commerce payments in Mexico.
Which operations does OXXO Pay support in Mexico?+
OXXO Pay supports pay-in. Settlement is T+1 and chargebacks are not possible; the amounts are in MXN.
Who holds the licence for OXXO Pay in Mexico?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in Mexico is Banco de México; Comisión Nacional Bancaria y de Valores (CNBV).
See the platform on your own flows
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- ✓ Not a financial institution
- ✓ Money never passes through us
- ✓ Built to PCI DSS requirements