Tranzify

Wallets · Europe · Available

Apple Pay in Italy

Apple Pay is one of the payment methods in Italy. Payments are made in EUR; the method supports pay-in, recurring, refund; settlement: T+1; chargebacks: under the scheme rules. The payments regulator in Italy is Banca d'Italia. Providers for Apple Pay in Italy in the Tranzify catalogue: Adyen, Stripe.

Key facts

Currency
EUR (Euro)
Operations
Pay-in · Recurring · Refund
Settlement
T+1
Chargebacks
under the scheme rules
Payments regulator
Banca d'Italia

Providers for Apple Pay in Italy

ProviderProvider typeSupported operationsStatus at Tranzify
AdyenAcquirerPay-in, Payout, Recurring, RefundOn request
StripeAcquirerPay-in, Recurring, RefundOn request

How a payment goes through

  1. 1The checkout opens the wallet app or shows its button
  2. 2The payer confirms in the app with a PIN or biometrics
  3. 3The wallet confirms the payment to the provider within seconds
  4. 4Webhook to the merchant; a refund goes back the same way

Other payment methods in Italy

TypePayment methodsshare of e-commerce payments
CardsVisa—
CardsMastercard—
Open BankingOpen Banking (EU, PIS)—
Bank transfers & instant paymentsSEPA Instant—
WalletsGoogle Pay—
WalletsPayPal—
Buy now, pay laterKlarna—
WalletsSatispay—
Bank transfers & instant paymentsMyBank—

Apple Pay in other countries

Frequently asked questions

Which providers offer Apple Pay in Italy?+
In the Tranzify catalogue Apple Pay in Italy is offered by Adyen, Stripe. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is Apple Pay used in Italy?+
The catalogue has no published market share for Apple Pay in Italy; the method is listed among the country's payment methods.
Which operations does Apple Pay support in Italy?+
Apple Pay supports pay-in, recurring, refund. Settlement is T+1 and chargebacks are under the scheme rules; the amounts are in EUR.
Who holds the licence for Apple Pay in Italy?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in Italy is Banca d'Italia.

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