Wallets · Europe · Available
Google Pay in Germany
Google Pay is one of the payment methods in Germany. Payments are made in EUR; the method supports pay-in, recurring, refund; settlement: T+1; chargebacks: under the scheme rules. The payments regulator in Germany is Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin). Providers for Google Pay in Germany in the Tranzify catalogue: Adyen, Mollie, SmartFlow, Stripe.
Key facts
- Currency
- EUR (Euro)
- Operations
- Pay-in · Recurring · Refund
- Settlement
- T+1
- Chargebacks
- under the scheme rules
- Payments regulator
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Providers for Google Pay in Germany
How a payment goes through
- 1The checkout opens the wallet app or shows its button
- 2The payer confirms in the app with a PIN or biometrics
- 3The wallet confirms the payment to the provider within seconds
- 4Webhook to the merchant; a refund goes back the same way
Other payment methods in Germany
| Type | Payment methods | share of e-commerce payments |
|---|---|---|
| Cards | Visa | — |
| Cards | Mastercard | — |
| Open Banking | Open Banking (EU, PIS) | — |
| Bank transfers & instant payments | SEPA Instant | — |
| Wallets | Apple Pay | — |
| Wallets | PayPal | — |
| Buy now, pay later | Klarna | — |
Google Pay in other countries
Frequently asked questions
Which providers offer Google Pay in Germany?+
In the Tranzify catalogue Google Pay in Germany is offered by Adyen, Mollie, SmartFlow, Stripe. A client connects its own account with the provider as a terminal; routing and cascading between several providers are set up in the back office.
How widely is Google Pay used in Germany?+
The catalogue has no published market share for Google Pay in Germany; the method is listed among the country's payment methods.
Which operations does Google Pay support in Germany?+
Google Pay supports pay-in, recurring, refund. Settlement is T+1 and chargebacks are under the scheme rules; the amounts are in EUR.
Who holds the licence for Google Pay in Germany?+
Tranzify is software. The licensed client, a payment institution, an acquirer or its partner, contracts with the providers and the merchants; the platform routes the payments, records them in the journal and reports them. The payments regulator in Germany is Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).
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